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In 2024, Consumer spend surged throughout December, with retail transactions totaling nearly R88-billion in sales in South Africa. Set a REALISTIC Budget It's vital to have a detailed budget The biggest drivers of December spend are: Groceries Travel Restaurants Set spending limits, ands stick to it. Beat the Rush Retailers tend to start holiday sales in September Early shoppers: Have the best selection of items Don't get caught by festive season overspending Avoid last minut